If you have been involved in a car accident, you know how complicated it is to deal with the aftermath. The whole process is stressful and exhausting, and it takes months to settle. And even after waiting for several months, it is still questionable whether or not you will receive what you wanted.
Some people prefer not to go through insurance companies after an accident. If you find yourself in a situation where you were involved in a car accident and the party responsible does not want to go through insurance, here are some things you should know about your rights and your personal injury claim.
To Be(lieve) or Not To Be(lieve)
When something like this happens, you should understand the following:
- If you are a victim, you have every right to file a personal injury claim at any time
- If you start negotiating the compensation with the other party and lose confidence that they will pay what they owe you, you can still contact Phoenix Personal Injury Attorneys and file a personal injury claim
- Even if you come to terms with the other party, it may be less than you actually deserve.
It is important to understand the situation you are in: you can choose the safe way and file a claim, or you can choose to negotiate with the other party. If the other party refuses to pay, you can then file a claim or a lawsuit, but proving everything may difficult, as you will not have enough evidence since you did not involve the police, attorneys or the insurance company.
Take Extra Measures Of Caution
If you decide to avoid the insurance companies as the other party suggested, it is highly recommended to document everything along the way. Every deal the two of you make, photos of both vehicles, photos of the scene of the accident. If you do not document everything, you will not have the evidence you need to file a claim and receive the compensation for your damages.
The safest method is to call the police. Once the police report is created, it guarantees that you will have something to turn to if things go south and the other party decides not to pay you for your damages. The police report is the ultimate proof that the accident did take place, and you should always ask for a copy of it. Also, police reports are sent to the insurers usually by requests only. That being said, you do not have to worry about the insurance company getting involved unless you want to have them involved.
Always take the following information from the other party before you part ways:
- Their name, address and phone number
- Their car license number and registration (snap a photo just in case)
- Policy number of the other driver’s insurance company (again, just in case)
If the other party fails to provide you with promised compensation, speak with Personal Injury Attorneys in Phoenix, provide them with all the evidence and documents that you have gathered and ask them to help you file a personal injury claim against the party responsible for causing the accident.